Chief Minister Universal Life Insurance Scheme 2025: Registration, Benefits

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Today, we’ll share details about the Chief Minister Universal Life Insurance Scheme 2025, including registration, benefits, eligibility, and login. The government of Nagaland has launched Chief Minister Universal Life Insurance Scheme 2025 this scheme is important for social security program to support citizens of Nagaland.

The Chief Minister Universal Life Insurance Scheme (CMLIS) aims to promote fairness and growth for everyone. This scheme is provides a safety net for families and helping to reduce poverty in Nagaland, this scheme support financial stability, and ensure better social security across the state.
This scheme offers affordable life insurance to all citizens, giving financial protection to families if a loved one passes away unexpectedly.

What is Chief Minister Universal Life Insurance Scheme?

The Chief Minister Universal Life Insurance Scheme 2025 provides complete life insurance coverage, ensuring families receive a guaranteed pay-out if a loved one passes away unexpectedly.
The scheme includes benefits like a sum assured, accidental death benefit, and disability benefit. By offering this financial safety net, it helps reduce poverty and supports financial stability for vulnerable families. The program supports Nagaland’s goal of sustainable development, ensuring a secure and prosperous future for all citizens.

Name of the SchemeChief Minister Universal Life Insurance Scheme 2025
Launched ByThe Chief Minister of Nagaland Mr. Neiphiu Rio
Launch Date15th August 2024
StateNagaland
Year2025
Official Websitecmhis.nagaland.gov.in

Objective of What is Chief Minister Universal Life Insurance Scheme?

The primary objective of the Chief Minister Universal Life Insurance Scheme is to provide affordable life insurance coverage to all citizens, particularly those from economically weaker sections. The scheme seeks to:

  1. Provide financial security: Ensure that families have a financial safety net in case of unforeseen events.
  2. Promote inclusivity: Make life insurance accessible to all, regardless of income or social status.
  3. Reduce poverty: Help reduce poverty by providing a financial cushion to vulnerable families.

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Important Documents

To avail the benefits under the scheme, candidates should have the following documents:

  • Aadhaar Card
  • Nagaland Domicile Certificate
  • Pensioner ID or Employee ID
  • PAN Card
  • Self-Declaration
  • Bank Passbook
  • Mobile Number

Key Features:

  1. Universal coverage: The scheme offers coverage to all citizens, without any restrictions.
  2. Affordable premiums: Premiums are highly subsidized, making it affordable for all.
  3. Flexibility: Policyholders can choose from various coverage options and premium payment modes.
  4. Government support: The government contributes to the premium payments, making it even more affordable.
  5. Easy enrollment: Simple and hassle-free enrollment process.

Benefits:

  1. Life insurance coverage: Receive a sum assured in case of untimely demise.
  2. Accidental death benefit: Additional coverage in case of accidental death.
  3. Disability benefit: Receive a portion of the sum assured in case of permanent disability.
  4. Tax benefits: Premium payments are eligible for tax deductions.

Eligibility:

  1. Age: 18-60 years old.
  2. Residency: Must be a resident of India.
  3. Income: No income restrictions.

How to Chief Minister Universal Life Insurance Scheme 2025 Registration?

  • First of all you have to visit the official website of CMHIS.
CMHIS Portal
  • Those who have CMHIS card, need to select “CMHIS Card ID” option under Select Type.
  • Now you need to enter your card ID and click on “Check PMJAY ID” button to verify eligibility.

Important Dates

  • Launch Date: The Chief Minister Universal Life Insurance Scheme (CMULIS) was launched on 15th August 2024, coinciding with the 78th Independence Day.
  • Last Date of Registration: 15th September 2024
  • Enrollment Period: 15th August to 15th September

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