Cashless Treatment Scheme: In a significant step towards improving healthcare access for road accident victims, the Central Government of India has launched the Cashless Treatment Scheme for Road Accident Victims. This initiative, introduced on May 5, 2025, aims to provide free and immediate medical treatment to those injured in road accidents across the country.
With a network of 30,000 empanelled hospitals and financial assistance of up to INR 1.5 lakh, the scheme is designed to save lives and reduce the financial burden on victims.
About the Cashless Treatment Scheme
The Cashless Treatment Scheme is a transformative initiative by the Central Government of India to ensure timely and free medical care for road accident victims. Launched on May 5, 2025, the scheme allows victims to receive treatment worth up to INR 1.5 lakh at any of the 30,000 empanelled hospitals across India. If an empanelled hospital lacks the necessary facilities, patients can be referred to another hospital without incurring any costs.
7 Days of Cashless Treatment Time Period
Under the scheme, road accident victims are entitled to 7 days of cashless treatment at empanelled hospitals. This includes follow-up care to ensure proper recovery. The 7-day period is designed to cover critical initial treatment and stabilization. This scheme is a lifeline for accident victims, ensuring that financial constraints do not delay critical care.
Objective of the Scheme
The primary goal of the Cashless Treatment Scheme is to reduce fatalities caused by road accidents in India by providing immediate medical intervention. The release of the Empanelled Hospital List empowers citizens to identify hospitals where they can access free treatment. By streamlining access to healthcare, the scheme aims to:
- Enhance transparency by providing a comprehensive list of empanelled hospitals.
- Ensure timely treatment to save lives.
- Alleviate the financial burden on road accident victims.
The National Health Authority (NHA), supported by a 17-member committee, oversees the scheme’s implementation to ensure its benefits reach every eligible citizen.
Key Details of the Scheme
| Name of the Scheme | Cashless Treatment Scheme 2025 |
| Launched By | Central Government of India |
| Launch Date | May 5, 2025 |
| Purpose | Provide cashless treatment to road accident victims |
| Beneficiaries | Victims of road accidents |
| Financial Assistance | Up to INR 1.5 lakh per victim |
| Eligibility Criteria | Victims of road accidents |
| Application Process | Online |
The Cashless Treatment Scheme is backed by robust features to ensure its effectiveness: The National Health Authority, along with a 17-member committee, monitors the scheme’s implementation. A total of 30,000 hospitals across India are empanelled, ensuring widespread access. Victims incur no charges for treatment at empanelled hospitals. The scheme includes 7 days of follow-up treatment to support recovery.
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Benefits of the Cashless Treatment Scheme
- Victims can access immediate medical care at empanelled hospitals without upfront payments.
- Free treatment worth up to INR 1.5 lakh eliminates financial barriers to critical care.
- The empanelled hospital list is available online, allowing citizens to locate hospitals from the comfort of their homes.
- If an empanelled hospital cannot provide treatment, patients are referred to another facility at no cost.
How to Search the Empanelled Hospital List
To locate hospitals under the Cashless Treatment Scheme, follow these simple steps:
- Visit the Official Website: Go to the official website (to be launched soon).
- Navigate to ‘Search Hospitals’: On the homepage, click on the “Search Hospitals” option.
- View the List: The complete list of empanelled hospitals will appear on your screen.
This user-friendly process ensures that citizens can quickly find nearby hospitals offering cashless treatment.
FAQs
Q: How many hospitals are empanelled under the Cashless Treatment Scheme?
A: A total of 30,000 hospitals are empanelled across India.
Q: What is the time period for cashless treatment under the scheme?
A: Victims are eligible for 7 days of cashless treatment, including follow-up care.
Q: Who oversees the implementation of the scheme?
A: The National Health Authority and a 17-member committee oversee the scheme’s implementation.
Conclusion
The Cashless Treatment Scheme for Road Accident Victims is a game-changer in India’s healthcare landscape. By offering free treatment worth up to INR 1.5 lakh at 30,000 empanelled hospitals, the scheme ensures that road accident victims receive timely care without financial stress. The empanelled hospital list, accessible online, empowers citizens to locate treatment facilities with ease.